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findmortgages.com is a free online resource that offers reviews and comparisons of companies and the products and services they provide. All representations and warranties regarding the accuracy of the information are disclaimed. Company trademarks featured on our site are the property of their respective trademark holders and listings on our site do not imply endorsement. findmortgages.com does not claim to represent every available company, product, or service existing in the market as a whole.

findmortgages.com may receive compensation from the companies featured on this site. All forms of rankings, evaluations, reviews, and opinions featured on this site are determined internally and subjectively. The findmortgages.com team works hard to keep site information up to date, but all information is presented “as is” and should not be assumed accurate. View the “How We Rank” section at the bottom of this page to learn more about the ways in which our rankings are created and presented.

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How We Rank

The FindMortgages.com editorial team chooses the lenders that appear on this site based on mortgage loan categories including but not limited to: adjustable-rate mortgages, balloon mortgages, bridge loans, fixed-rate mortgages, home equity loans, interest-only mortgages, jumbo loans, mortgages, reverse mortgages, and VA loans. Our featured lenders may offer less than or more loan types than those listed above, and their products are not restricted to the categories listed above.

Lenders are further vetted based on the following criteria:

Company Reviews: Mortgage companies are analyzed for favorable reviews highlighting competitive rates and a high level of customer service.
Favorable APRs (Annual Percentage Rates): Our editorial team uses APRs to compare mortgage lenders, identifying cost-effective loans and the cost of borrowing.
Mortgage Loan Services: Factors considered include loan types, loan amounts, loan flexibility, and term lengths offered by lenders.
Pricing Transparency (Fees, Rate Changes): Transparency regarding costs associated with loans, interest rates, fees, and any additional charges may be considered.
Shopper Preferences: Consumer behavior including visitor traffic, click-through rate, and conversion rate contribute to our editorial team's assessment of a lender's favorability.

Lenders may still be featured on the FindMortgages.com site if scoring poorly in one or more of the criteria above based on additional subjective factors reviewed by our team of expert analysts that boost the lender’s overall score.