The FindMortgages.com editorial team chooses the lenders that appear on this site based on mortgage loan categories including but not limited to: adjustable-rate mortgages, balloon mortgages, bridge loans, fixed-rate mortgages, home equity loans, interest-only mortgages, jumbo loans, mortgages, reverse mortgages, and VA loans. Our featured lenders may offer less than or more loan types than those listed above, and their products are not restricted to the categories listed above.
Lenders are further vetted based on the following criteria:
- Company Reviews: Mortgage companies are analyzed for favorable reviews highlighting competitive rates and a high level of customer service.
- Favorable APRs (Annual Percentage Rates): Our editorial team uses APRs to compare mortgage lenders, identifying cost-effective loans and the cost of borrowing.
- Mortgage Loan Services: Factors considered include loan types, loan amounts, loan flexibility, and term lengths offered by lenders.
- Pricing Transparency (Fees, Rate Changes): Transparency regarding costs associated with loans, interest rates, fees, and any additional charges may be considered.
- Shopper Preferences: Consumer behavior including visitor traffic, click-through rate, and conversion rate contribute to our editorial team's assessment of a lender's favorability.
Lenders may still be featured on the FindMortgages.com site if scoring poorly in one or more of the criteria above based on additional subjective factors reviewed by our team of expert analysts that boost the lender’s overall score.
